The information in this email been prepared without taking account of your objectives, financial situation or needs. Before you act on this information you should consider the appropriateness of it in regard to your personal situation. You should get qualified independent financial advice before making any investment decisions. All investments involves risk and potential loss of money. If you require advice in any of these fields we urge you to contact a suitably qualified professional to assist and advise you. Your personal individual financial circumstances must be taken into account before you make any investment decision. We urge you to do this in conjunction with a suitably qualified professional.