Some investor success stories

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Dr Kim Ngo

Medical Doctor

"Having first lost money to a group claiming to be specialists in small property development...."

Having first lost money to a group claiming to be specialists in small property development....

...first in exorbitant monthly fees just to be in their so-called "Elite" programme then when deal after deal after deal would fall through and never get anywhere near completion (1.5 years and still waiting!), it has been enormously refreshing to find Michael and HotspotCentral. Firstly, there is no fee to join any project.

Secondly, Michael is very approachable, answers any questions promptly and clearly is an expert in his field, treating his clients with respect and as individuals. The previous group I was with were disorganised, arrogant and evasive when asked questions, constantly making excuses for failure to deliver as promised. Hotspotcentral is the exact opposite and always delivers timely updates that shows actual progress on the development.

Finally once you see your money back with the expected returns you know this is the real deal. It's a no-brainer - I have no hesitation recommending Hotspotcentral to others - only wished I had found you earlier!

Update: The only good thing I got out of meeting this first terrible group was meeting and becoming friends with another person who attended the same seminar that day. Together we have found you and gone on to invest with your company. I've almost managed to recuperate all of the fees charged by this other group with the returns from your Port Macquarie project (thank God) - Kim

Juerg & Nicola


Juerg & Nicola have since invested in 4 projects most recently (2019) earning another 30% fixed dividend in 13 months.

"I wanted to make sure that we would not be losing any money...."

My partner and I were looking for a property investment which would make us some extra cash in a reasonably short time. I came across Michael through one of his webinars and after listening to it, we had a long chat on the phone which helped me to have confidence in it being the real deal.

Once we knew more about the project, I researched the Developer and also sent some emails to her just to make sure all was good. I had had a previous experience buying a property through another company which had not been a great success, so I wanted to make sure that we would not be losing any money.

Michael does a lot of research with Boomtown and the figures in that stacked up well for the suburb. With the tightening of the bank lending we were not able to take the money we had put into the deal out when the townhouse was completed but we now have a positively geared property and that is even with an interest & principal loan!!!!

We like the fact that Michael has a specialised company but is still small enough that he is happy to have a chat and explain anything that we are not certain of.

Julie McMahon


Julie has since also invested in Buddina Beach for a 30% fixed return on her cash invested.

"I am very pleased with the financial outcome of the project being a net return of 49.19%."

Michael’s passion inspiration and enthusiasm to help others succeed is infectious and I find him to be an extremely trusted adviser in this field...

I have always been passionate about residential property with a view to owning investment properties to provide a source of income in retirement. I would regularly purchase Property Investment Magazines to keep up on the latest information. Some years back I discovered Boomtown and the DSR score. I found this intriguing and I would test the results against different towns that I was familiar with in Queensland and New South Wales.

This led me to Hotspotcentral and Michael Fuller. After reading many articles and having a huge interest in small developments, I was fascinated with the idea of becoming an Armchair Developer. I reviewed the figures many times over and it made much more sense to pay co-developers cost price for a project rather than retail price or taking on huge risks trying to manage full time work and undertake a small project on my own.

I followed 2 projects of Michael’s prior to being in a position to undertake my first experience as an Armchair Developer. During this time I had many communications with Michael. He was always and still is very patient and generous with his time. When “The Avenues at Salisbury” opportunity came up I couldn’t get into it quick enough. I had full confidence in the data evidence and research provided in the Armchair Offer and had no hesitation in taking action to proceed with the opportunity.

Obviously projects of this nature have quite complex documentation of which I wasn’t experienced. However, Michael provided clear direction and explanation regarding all aspects of the process from the initial presentation of the offer through to completion of the project. I observed that Michael is very particular with the Developers that he partners with. In the case of “The Avenues at Salisbury” the developer was equally as experienced, extremely knowledgeable and attentive which reflects Michael’s high ethical standards.

This provided me with the utmost of confidence and peace of mind throughout the entire project.

I am very pleased with the financial outcome of the project being a Net Profit of $83,624.54 (inclusive of fees)and a cash on cash return of 49.19%.

Michael’s passion inspiration and enthusiasm to help others succeed is infectious and I find him to be an extremely trusted adviser in this field.

John Morgan


John has since invested in 3 projects most recently earning a fixed return of 30% in the Port Macquarie land subdivision round 1 capital raising.

"I achieved a 42% return on my $100,000 over 19 months. Have told my friends and family and will definitely invest with Hotspotcentral again."

I have 2 properties in my name, plus 2 in my SMSF, all not completely paid off. Recently retired, I wanted to keep my investing going, but recognised that obtaining finance/loans would prove difficult.

Being part of a property development provided the ability to get an attractive return on investment but still within my limits. I did my research on Michael and his business, reading about Boomtown and his articles in the magazines built an interest. I was impressed by the quality and content of the articles. After joining Hotspotcentral and talking with Michael, I explored a number of his proposals in detail getting ready for “the one”. Michael was always available, ready with details and happy to answer all queries. Researching, I discovered he had built a team of professionals and structure to undertake the developments. Their track record is great. Onboarding was quite easy as paperwork etc was straightforward. Michael readily provided guidance where necessary. This return provides an opportunity to further invest in similar projects with the objective of better than average financial returns.

The results? Exceeded expectations and I'm very, very happy with the outcome! Not just financially, but the quality and detailed communications about the offer, the structure, the process, the progress reporting, and the project wrap-up including payout. All contributed to my comfort throughout the build, and all from my own armchair!

I Invested $100,000, returned $41,969 over 19 months. I am impressed with the project financial and time estimations. Whilst all contingency was used up, to come in on budget was very impressive. Congrats. Would I work with Hotspotcentral again? Yes indeed.

Will I recommend to my family and friends? Yes, I will (and have) speak about the opportunity and my experiences and success.

Did I feel safe? Seeing the involvement of AFSL and the professional stakeholders involved, there was no issue.

With regards Michael's chosen developer on this project: Communication was excellent. We don’t know all the bits that went wrong and caused headaches, but they worked through those and provided detailed and positive updates in a timely manner.

Project estimation sensational. My experience as PM in an IT environment is that estimation has not improved much over the 40 years in my industry. This project had a big tick across all three major components of Time, Cost and Quality.

Tracy Smith

SMSF Investor, Banker

Tracy has since invested in 2 projects with the value of her townhouse in her first project having outpaced the national average capital growth remarkably (as predicted by Hotspotcentral) in the years since she's owned it.

"A developer's 57% return on my cash without all the work. Everything ran smoothly."

I had not really heard of Michael Fuller prior to this investment, however, as with any investment it is important to do your own due diligence and research before entering into it. I found out that he wrote articles relating to property research for different magazines and I googled his name and the names of his business partner to see if any negative reviews/information came up, I reviewed and absorbed the information on his websites and did searches on his companies to ensure there was no unsavoury information and all came up clean.

I also found out the names of some of the developers that he had worked with who were very reputable as I knew them from previous courses and my own research. I also knew of the property lawyer that assisted him in putting together the strategy and knew this man to be one of the best in his field. So, I knew he had some of the best people on his team helping him put together this strategy which provided me with confidence. I also did my own due diligence on the location to ensure the figures quoted in his webinar and other material stacked up and they did, which also provided me with confidence in the offer.

I spoke to Michael on many occasions before we ended up doing business and found him to be very knowledgeable and informative. The information provided on the location, strategy and various other matters that we discussed all seemed to check out, so I found him to have honesty and integrity and even though he was selling his strategy to me he was not too pushy, which is what I liked most.

Nothing was ever a problem, if he did not know something he was prompt in getting me the answer I needed. I also asked the hard questions - what he was getting out of it, how he was paid, why he was doing this, about his past career and investing history, about his businesses and how I could get out of the deal if things went pear shaped for one reason or another. He always seemed to provide me with honest answers and did not shy away from any question I ever asked.

Trust is a hard thing to earn with me and whilst there was no one thing that ended in me trusting Michael, it was a series of actions and conversations. The more I communicated with Michael I found we were able to build good rapport built on respect, trust and integrity as I believe he genuinely wants to help people get ahead.

Michael has been fantastic to work with, I would have no hesitation to work with him again in the future. He gets things done, he knows his business and has had a long career in and around the investment industry, so is very knowledgeable; we have had many wonderful conversations about investment strategies and investing in general. He is prompt and nothing is too much trouble. If anything becomes an issue he is quick to help find a solution and he keeps in contact to let you know what is going on.

The process of signing up was pretty easy, except for the fact that I was trying to do it when Cyclone Marcia had hit Rockhampton and most of the town was without power for 6 plus days.

The project itself went very smoothly and communication was great, we did not have to chase anyone to find out where the project was up to as Michael sent information about the location as it appeared in newspapers and anything else relevant to the project to reassure us that the location and strategy we were entering into was a good one and the developer also sent through regular updates and photos of the development so that we could see that the project was progressing nicely and pretty much on time.

I have a sound understanding of the figures that can and should be achieved when doing a development, I also know that most inexperienced/first time developers usually do not maximise their returns. Further to this I am time poor and know that this is a strategy that I would not be able to pull off right now, so really, really happy with the outcome.

I would definitely recommend Michael and this strategy to my friends and family as my experience has been great.

Jonathan & Brianna Mansfield 


Jonathan has invested in 2 small development projects both delivering results as promised.

"Photo circa Disneyland 2019. Holiday paid for by Michael Fuller from 30% Port Mac Land Subdivision investment"
- Jonathan -

"These have been the best investments I’ve made with continued growth even during the housing market downturn"

In 2015 I was hoping to build my property portfolio and purchase in QLD. Michael had a small development on the Gold Coast for developer investment (higher initial investment) and retail (lower initial investment), we purchased as a retail investor and haven’t looked back.

The property was positively geared from the outset with a great depreciation ever since. These have been the best investments I’ve made with continued growth even during the housing market downturn in the past 18 months (2017-2019). I have followed Michael into an armchair development recently with the first wave of the port Macquarie Transit Hill Development (35 Lot land subdivision).

I have seen my initial investment grow 30% over the previous 12 months with the opportunity to make an additional 30%. I will continue to follow Michael and appreciate his honest direct approach to seeking out and bringing to market the best investment opportunities.’

Jonathan has invested in 2 small development projects both delivering results as promised.

Vishal Sharma

"I was looking to do my own development but did not have the amount required or expertise"

I was looking to do my own development but did not have the amount required or expertise. The project I invested in was suitable and offered high returns in comparison to the risk with relatively low amount of investment.

The process was very transparent and Michael answered all my questions honestly before the commencement of the project. I received regular updates during the time project was running.

After talking to Michael for a couple of times and reading his website, he seemed a genuine person who could be trusted and he explained all the risks clearly so that I could make make an informed decision.

I invested with four different developments for a time frame of 8-18 months and this is the only project which is completed within 12 months and gave me the promised returns.
I invested with Hotspotcentral because of their transparency and they deliver what they promise and have recommended my friends to invest too.

Manish Gaind

CPA, Melbourne

"I would love to work with the company and Michael again"

I came across Hotspotcentral through a friend and found Michael very professional and friendly in explaining the concept of armchair development. The concept sounded very interesting and Michael shared all the relevant documents about the company and the projects.

I ended up investing in Port Macquarie project as the 30% return was quite lucrative with minimal risks. Throughout the project, Michael was very proactive in providing updates on a regular basis. He made the developer directly accountable to the investors. The project was completed in a timely manner and returns provided to the investors. I would love to work with the company and Michael again. I would definitely endorse Hotspot and Michael to other investors too

Simon & Nicole Amery


Simon and Nicole achieved a 30% fixed return in approx. 14 months.

“The lending environment was making it too difficult to secure investment property loans...."

Michael was approachable and getting him on the phone was easy.

His response to my emails were very clear and open about the opportunity, relaying extremely well the benefits and the risks of the project. Throughout the entire project the updates were stand out giving me an inside view to progression and conveying the challenges and concerns. At all times I felt informed and involved.

I have recommended Hotspotcentral to my family and friends for the ease and low risk.


Just to let you know as I am sure you will be happy to hear of
continued success. I now have borrowing capacity and the 15k (30%) we earned in the Port Macquarie deal (and of course our initial 50K) has allowed us to purchase another two investment properties. Our wealth creation is continuing and I will be watching out for your emails for future ventures."

richard gort

Richard Gort


"I'm very satisfied with the result which allows me to spend more time with the people I love and to do charity work."

I'm Richard from the Netherlands. 25 years old. I was looking out for a solid investment, while I was studying in Australia. Property seemed very appealing to me and I started to search on the internet for a proper investment

Chris Hayes

Equities Trader

"As an algorithmic equities trader for a major investment bank, I had been looking for investment strategies that offered the chance of excess market returns."

I found Michael very easy to deal with. He operated with high level of integrity, objectivity and enthusiasm, but what also appealed to me was the high level of sophistication and innovation he brings to the area of residential property investment. I had been looking for investment strategies that offered the chance of excess market returns. Property development seemed to offer this, but not at digestible levels of risk for me; particularly for my first wholesale investment.

Michael offered me both these things.

The research was what first got my attention; a way of bringing a level of objectivity to property analysis and not being restricted to suburbs in the property magazines’ universe.

Years down the track my suburb choice still had good demand. We had several potential tenants expressing interest before the development was even completed, so there was clearly plenty demand in the area. To be completely fair, the development did go over in terms of timescales, but the fact I had no issues with profitability is testimony to the investment quality and how the downside was still managed.

There is never a 'silver bullet' with risk management but build quality, suburb selection, site location all helped to skew risk to the upside, and as an investor, my primary job is to seek investments that allow me to do that."

Boomscore Results

"Michael's property data is amongst the best in the industry."

I have used many sources of market data for my projects and find that Michael's is amongst the best in the industry. His quality and range of information coupled with his analysis and technology is excellent. I always use it to evaluate my investment and development opportunities. It has definitely reduced the risk and uncertainty in many of my projects and investments."

Rory McLeod, NSW

Boomtown in YIP Magazine

Our top suburbs picks by BoomScore™ in 2015 averaged 45%.

Each year we select a basket of suburbs by DSR BoomScore™ and compare them against various industry forecasts. Our choices seem to outperform everyone. In 2015 we cherry-picked 10 suburbs for later analysis. Here's what we found. Our number one suburb in the list averaged 45% capital growth on average while our top 10 averaged 21%. This shows the importance of using Boomtown to create an initial shortlist of suburbs based on your budget, your strategy and DSR BoomSore™.

We picked out top 10 by the stats alone. No on-the-ground research. It took us a few seconds. If we had scrutinised every suburb on our list we would probably have done even better.

DSR BoomScore™ means you can pick your very own suburb hotspots with scientific accuracy so that you can focus your deep-dive research on a bunch of high growth locations.

Talk about saving time and money.

We encourage users to verified the data independently online.

Top 50 BoomScore Picks average 40.97%.

In 2014 we did a little experiment with our founders little girl to illustrate how easy this is. She used Boomtown to pick a list of 50 suburbs by their DSR BoomScore™. Her results will amaze you. The market average capital growth was 12%.

She beat the market average by a whopping 26%.

We also compared her results to the 'top 50 suburbs' pubslished by a leading property magazine for the same period. This list is curated by the editor after submissions by numerous leading property market analysts.

Not surprisingly, her picks also beat the property experts by a significant margin.

As these experts use Boomtown more and more the results will eventually reduce as they combine the data with on-the-ground research.

For the everyday investor, this tool is very powerful and it's free to use.

Boomtown in YIP Magazine

extract from infographic.